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What does flood insurance cover?

Insurances

08.01.2019 a las 20:57 hs 0 0 0


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The rainy season is usually a headache for people living in areas prone to flooding, because in those times their heritage is seriously threatened, and sometimes damaged by this meteorological phenomenon. Hiring flood insurance is the best option to take care of yourself and prevent yourself in situations like these; But what is covered by flood insurance?

Basic home systems; In other words, electrical and plumbing systems, furnaces, water heaters, central air conditioners, heat pumps and sump pumps. They could also be considered water pumps, solar panels or the same LP gas tanks.

The rainy season is usually a headache for people living in areas prone to flooding, because in those times their heritage is seriously threatened, and sometimes damaged by this meteorological phenomenon. Hiring flood insurance is the best option to take care of yourself and prevent yourself in situations like these; But what is covered by flood insurance?

Basic home systems; In other words, electrical and plumbing systems, furnaces, water heaters, central air conditioners, heat pumps and sump pumps. They could also be considered water pumps, solar panels or the same LP gas tanks.






Appliances, such as refrigerators, stoves, dishwashers, washing machines (also dryers if they are separate) are usually covered. If you have air conditioning or heating inside your home, you are sure to be within the coverage.

Home furniture, that is, booksellers, shelves, canteens, bars, although it is clear that there are insurance companies that repair the damage for similar things, ie if your bookseller was very old, you may have to get a similar to be covered by the insurer.

Your garage is also covered in case of an accident of such magnitude, it should be clarified that if your car is there, it is very unlikely that the insurer will take care of it, since there are specialized insurance that covers your car in case something happens to you.







Personal property, be called clothing, jewellery, personal electronic equipment (cell phones, tablets, laptops), works of art and things of verifiable value, eye, for these items there is a limit on the price.

Go through a flood and see how your entire heritage is taken by water is a fatal thing, but if you have a flood insurance you have the confidence that as your heritage goes, so it will return.



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