Mortgage loan
19.12.2018 a las 23:33 hs 0 1 0
The loan is a unique feature and multiple consideration financial operation. In it, a part (called the lender) delivers an amount of money (C0) to another (called borrower) that receives it and undertakes to return the loaned capital in the (s) agreed maturity (s) (s) and to pay interest (price for the use of borrowed capital) in the due dates indicated in the contract.

Amortization operation is to distribute every return of the primary (C0), together with interests which are earning over the life of the loan. Periodic payments that the borrower have, therefore, the purpose of refund, to extinguish or to amortize the initial capital. This justifies the name of operation of depreciation and the terms amortizativos which is usually assigned to these payments.
Features
There is a building.
A public deed must be filed in the registry of property should be
It is a loan to medium-long term (usually between 15 and 30 years).
There are several types of mortgage loans according to the interest rate (fixed, variable or misto), the type of fee that we pay or the type of currency in which is paid the loan (normal or in foreign currency).
The conditions of the mortgage will vary according to the entity where we ask the loan and also taking into account the purpose of it (acquisition of our residence, purchase a second home, improvement of conditions "subrogation", reunification of) deudas-consolidacion, etc.).
To terminate the mortgage is not enough that the whole of the loan has been returned but that it must be in the registry, since if the mortgage is not made it will remain as "viva". " Face it it is necessary that the Bank consents to the cancellation and expenses are paid from the borrower

Posteado por:
0 Comentarios
Ads Insurances
Posts Related:
-
How to get the cheapest car insurance possibleCar insurance companies compete for their business, including popular and large companies and those that are regional insurers. Your offers, along with your....
-
Home insurance and coverageWhen the head of the family meets with all its members and gives them the need to acquire home insurance taking into account several aspects such as: high crime.
-
Computer InsuranceIn the 21st century a lot of our information is on our computers and personal computers, but can you imagine that for some reason the information on your comput.
-
Why is life insurance important?In most cases we are always thinking about some basic necessities not covered and that we must solve, either buy a food, dress, book, in short, but we almost....
-
You know what are the types of life insuranceLife insurance is a type of policy for people consisting of the prior payment of a sum of money in the event of death or incapacity. When these types of insuran.