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Tips to better manage your credit cards

Insurances

12.12.2018 a las 19:41 hs 0 4 0


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You have to be careful with loans from banks and that is no secret at present. In the same way, it is necessary to be handled with caution with regard to the expenses that you make with plastic. If you are a person who does not manage to maintain the balance, we give you a few suggestions so that you can manage your credit cards better.





Here are some tips for you to better manage your credit cards:

Always pay on time: No matter how the world falls, you must always pay the day you were told to do so. Most credit cards tend to increase their interests as the days go by. If you delay several, you will end up paying a lot more than you would have by doing it on the corresponding date.

Try to spend the first few days after payment: one of the strategies to better manage your credit cards is to spend the first few days after the payment date. This will give you a lot of advantage when it comes to canceling spending the next month, practically. In countries where the economy is shattered and everything goes up overnight, it is a perfect strategy. For example, you buy on August 16 shoes at a price and you pay on September 15th to less than double what they will be by then.

Try to pay a little more of the minimum: something you need to do to better manage your credit cards is to pay a little more than the minimum. Some users simply comply to pay the minimum and ready. But this is not advisable. Interest will accumulate much more. Always try to pay a little more than you say.

Never accept more than you can afford: it may seem tempting and you will also think that a miracle might occur that month or that you raise your salary. But as long as none of this happens, you're getting into a debt that goes beyond what you can handle. So, in the best of cases, never accept more than you can afford.

You are pending offers and benefits: You must be aware of possible offers and benefits to use them always in your favor. If in a certain store they offer products in exchange for accumulated miles why not enjoy them instead of buying the same product elsewhere that does not offer them? This is an excellent strategy.




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