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Tips for a loan

Insurances

12.11.2018 a las 18:06 hs 0 0 0





Many people at some point find themselves the need to borrow in order to meet different goals such as buying a car, pay for education, carry out reforms at home, among others.






But before you apply for a loan, it is key to take into account certain aspects, because the goal is that the loan is not more expensive of expected time of return all the money. Then, useful tips to consider before borrowing.


● not to request more money than required: is clear that returning the borrowed money, interest and Commission, are paid so it is necessary to adjust the sum request, not to pay more.

● pay as soon as possible: longer plus interest are cancelled, but if you pay the fees with one greater value, is the loan in less time and is cheaper. In short, income should be considered before setting the loop for the payment of fees.

● avoid late payments: when fees by the deadline, are not cancelled, if failure to comply with the contract, this can lead to penalties such as increased interest and until the embargo on goods.

● justify spending: banks tend to ask the field of investment, since they offer specific products for every purpose.

● not bet on fast money: this type of loans, although not required by both requirements and guarantees, interests tend to be higher.

● reviewed the TAE: this is the annual equivalent rate and means the price of the loan, as well as interests and commissions, it should be discussed, since some institutions require the hiring of other products.

● compare personal loans: is very useful to compare all the products available in the market, since so its features and benefits, to be able to choose the most suitable can be analyzed.





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